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Canada’s housing market frothy

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21 Aug 2012 09:44 #97958 by ketchim
No !

Once dem Ca$h yuh money ......

Investors by Law effective the odda day :

must put 20 % down instead of 5 %........Ouch  !!!!!!!!

So that 9k becomes 36k ...

Closing costs ...add anodda 2 % !  :lipsrsealed:

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21 Aug 2012 09:45 #97959 by Nargis

most of the communities are in the higher end areas or Mississauga, Brampton, Toronto, Aurora and Markham

anywhere is a target for gunslinging and drugs etc.

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21 Aug 2012 09:46 #97961 by Nargis

forget that law - i spoke with the Daniels ppl inself and that is what they are doing.

first home buyers is 5%.

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21 Aug 2012 09:47 #97962 by Nargis

meh nah rich bai

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21 Aug 2012 09:47 #97963 by ketchim
Mapoui ,

take a visit to that Chingoussy Park ..( spelling )  ::lol::

and that Lake sumting ( cant remember name )

Nargis can tell you about these 2 great Picnic sites !

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21 Aug 2012 09:49 #97966 by ketchim

Yeah  IF you are taking possession :

BUT if you are investing ....its 20 %  :wink:

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21 Aug 2012 09:50 #97967 by Nargis
i can take possesion and then resale couple months later - whose to say different?

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21 Aug 2012 09:50 #97968 by ketchim

BTW ....5 % down is an insured Loan :

The Insurance Premium is almost 2.5 % !

So your Mortgage is only reduced by a REAL contribution :

of half your 5 .... :angry:

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21 Aug 2012 09:52 #97971 by ketchim

No problem there :

But your closing costs will chew up your Profit in the short term !

Land Transfer Tax , CMHC premium , HST , Lawyers Fees et cetera  :wink:

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21 Aug 2012 09:55 #97974 by mapoui

where dem sites?

I almost bought a place at islington and wilson..rexdale deh!  wat is the name of dat western part of wilson again.

those townhouse were huge, nice and at good price and just 65 garnd in those days.

I went scarborough instead  lucky choice

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