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"I go in to get a cup of coffee, I can get it because I have a credit card, but the person behind me that doesn't have a credit card, is told they can't get a cup of coffee. Something doesn't seem right about that," Greenlee said.
According to the federal government, more than 14 million Americans don't have bank accounts, which makes getting credit cards very difficult.
A recent survey by the Pew Research Center found that 34 percent of blacks, 17 percent of Hispanics, and 29 percent of people earning less than $30,000 dollars rely on cash for all or almost all of their purchases.