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help me with a credit card - Printable Version

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help me with a credit card - Ryan - 11-12-2012

i haven't had an active credit card since i was 18.

i want one with 0% apr initially so i can move my smaller debts onto it. any credible sources for this?


Re: help me with a credit card - The Captain - 11-12-2012

try Amex


Re: help me with a credit card - Ryan - 11-12-2012

i dont know about amex for what i'm doing. i plan to put a few k on it immediately.


Re: help me with a credit card - VillageBelle - 11-12-2012

Scotiabank has a great Gold Visa

covers all insurance when you travel.....cancellation, medical, etc.
plus cashback (can't remember if it is 3% or 5%)

(there is a $99 yr fee)....but it's worth it for the insurance alone if you travel often.

oh oh!!....you can't get it.....cause you are americano!!!  ::lol::


Re: help me with a credit card - Nargis - 11-12-2012

try anything associated with a MC.  they usually have good rates

but i dont know what to tell you for use in the US

Citi financial is a big stick

TD i love

CHASE? i have no clue


Re: help me with a credit card - The Captain - 11-12-2012

try discover


Re: help me with a credit card - chairman - 11-12-2012

https://creditcards.citi.com/credit-cards/citi-thankyou-preferred-card/

no annual fee
0% for 12months for tranfer

but a fee for transfering.



Re: help me with a credit card - ketchim - 11-12-2012

negotiate the transfer fee  :wink:


Re: help me with a credit card - The Captain - 11-12-2012

he didn't say he wants transfer


he want's max it


Re: help me with a credit card - ketchim - 11-12-2012

he wanna consolidate on 1 Card :

without a transfer fee , zero interest and no annual fee !

plus IF he can get Air Miles for every 100 bucks transferred ..

a Bonus will be not paying any Taxes this year..

Vivek is a Capitalist  :wink: