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Re: Most Americans can't afford a $1,000 emergency expense

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11 Aug 2011 07:31 #45160 by chairman
NEW YORK (CNNMoney) -- When the unexpected strikes, most Americans aren't prepared to pay for it.
A majority, or 64%, of Americans don't have enough cash on hand to handle a $1,000 emergency expense, according to a survey by the National Foundation for Credit Counseling, or NFCC, released on Wednesday.

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11 Aug 2011 08:41 #45163 by chairman
Only 36% said they would tap their rainy day funds for an emergency. The rest of the 2,700 people polled said that they would have to go to other extremes to cover an unexpected expense, such as borrowing money or taking out a cash advance on a credit card.

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  • The Unity Tiger
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11 Aug 2011 10:08 #45168 by The Unity Tiger
Budgeting for an emergency fund Many respondents, 17%, said they would borrow money from friends or family.  Another 17% said they would neglect other financial obligations -- like a credit card bill or mortgage payment -- in order to free up some funds.
Alternatively, 12% of the respondents said they would have to sell or pawn some assets to come up with $1,000 and 9% said they would need to take out a loan. Another 9% said they would get a cash advance from a credit card, according to the NFCC.

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11 Aug 2011 12:22 #45201 by Kwami
the only developed country without universal health care

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  • mapoui
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11 Aug 2011 12:56 #45211 by mapoui
america is an abomination.  everybody shud be seeing dat clearly by now...the greatest threat to the survival of the planet

I cud have lived there as long as 35 years ago but chose to stay in canada.

the temptation was great:  lots of relatives there..tons of blac people and therefore a natural market for biz ventures..culturally more akin to my tastes...

but rabid capitalism and its social reality was not for me. 

I fight back, take little, defend myself at all times.  I see no reason for the way blac people behave and look always for ways out...

I prolly wud not have survive one stop and seach event by the police dat is routine over deah

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11 Aug 2011 13:05 #45214 by ketchim
Likewise.

took a pass on the Green card  :tongue:

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11 Aug 2011 16:47 #45238 by Googley
thank Gawd!!!  ::rofl:: ::rofl::

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11 Aug 2011 16:58 #45240 by ketchim
thank Lawd Shiva  ::rofl::

Krishna , Ganesh et al ....

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11 Aug 2011 16:58 #45241 by The Captain
.

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11 Aug 2011 19:16 #45247 by chairman
Well map
Tek u punishment in canada

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